Welcome to Ask the Estimator, where we pick the brains of the professionals who have seen it all! Today’s question went to estimator Jason Stephens. Jason came to Kennedy Restoration in 2013 with plenty of experience to contribute to the company. With 15 years in construction, 9 years in restoration and 6 years as an estimator, he is a wealth of knowledge!
The Question:
“What can I do prepare for severe damage to my home by water, fire, storm or other such events?”
The Answer:
- Know the risks for the area you live in – Planning for the worst differs depending on location, climate, and proximity to trees, elevation and many other factors. Understand the events that could affect your property and plan for them accordingly.
- Know your coverage – Make sure your insurance information is current and easy to find when you need it. Have all the necessary information to contact your representative handy and ready to go, should you have to leave your home during an emergency. Know your coverage limits and special endorsements (code upgrade, mold coverage, flood insurance, etc…).
- Know your home – Know where to shut off your water in case of leaking or pipe breakage. Any amount of water that is contained could potentially further damage. The more quickly you can shut off the running water, the less damage could be caused.
- Know your fire extinguishers – In case of a fire, make sure your fire extinguishers are in working order and everyone in the family knows how to use them properly. Inspect your extinguishers monthly and check the gauge to see when replacement or repair is needed.
- Know your emergency plan – Have a well stocked emergency kit with back up lighting and make sure all family members know its location. Run emergency evacuation plans with everyone in your household, making sure that all emergency exits are identified.
If you have a question to ask one of our estimators, send it our way!